I forgot to do a thankful yesterday...so I guess I would say I'm thankful for the closing on my house happening as late as it did! HA...never thought I'd hear those words come out of my mouth! It is allowing me to be Santa and to buy gifts for Tanner from his Mama too though! B/c I didn't have a house payment this month, I was able to do it! I didn't know how in the world I'd be able to do it (and pay car tags) had that not happened this month! So...thanks to the folks in underwriting who took FOREVER, thanks to the folks at Pulaski for being such a PITA with my 2nd and thanks to Jen Gile for figuring out a way to still make a refinance work!